An account for everyone

Choose the buy now, pay later account that suits you best.

Zip Product Features

NOTHING TO PAY TODAY

Choose how you pay - weekly, fortnightly or monthly.

SHOP JUST ABOUT EVERYWHERE

Shop at all your favourite places, online and instore, with the Zip app.

REWARDS

Earn exclusive cashback offers when you shop.1

Zip pay logo

Up to $1,000

Interest free always

For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.

Apply now
Zip money logo

Over $1,000

Bigger purchases

For buying that road bike, new sofa or renovating your home.

Apply now

Zip Pay. Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply.
^Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.
^^Zip Money. Any repayment advertised will repay the transaction balance within the interest free period based (excluding a monthly account fee of $7.95 and a one-off establishment fee which may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free will be charged at the standard annual percentage rate, currently 19.9%. T&Cs apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).
1Redeemable when you reach the Rewards Goal. Rewards Program and Promotion T&Cs apply.